Coverage for Rental and Investment Properties
Owning a rental property comes with different risks than owning a home you live in yourself.
Quick Insurance Agency LLC is an independent insurance agency serving property owners throughout Arizona and Idaho.
We help landlords and real estate investors explore insurance options for rental homes and investment properties.
Whether you own one rental property or several, we can help you review available coverage options based on the property, occupancy, location, and how it is used.
And when you call our office, you can talk to a real person.
Get a Landlord Insurance Quote
What Is Landlord Insurance?
Landlord insurance is designed for residential properties that are rented to tenants rather than occupied by the owner as a primary residence.
Depending on the policy, landlord insurance may provide coverage for things such as:
The dwelling
Other structures
Certain property owned by the landlord
Liability exposures
Loss of rental income after a covered loss
Other covered property-related risks
Coverage varies by policy, carrier, property type, occupancy, exclusions, limits, and underwriting requirements.
We’ll help you understand the options available for your rental property.
What Can Landlord Insurance Help Cover?
Dwelling Coverage
Landlord insurance may help protect the physical structure of a covered rental property against certain covered causes of loss.
Other Structures
Detached garages, sheds, fences, and other structures may be eligible for coverage depending on the policy.
Landlord-Owned Property
Some policies may provide coverage for certain items owned by the landlord and used to maintain or service the rental property.
Liability Coverage
Landlord liability coverage may help protect against certain covered claims involving bodily injury or property damage for which the property owner is legally responsible.
Loss of Rental Income
If a covered loss makes the property temporarily uninhabitable, some policies may provide coverage for certain lost rental income, subject to policy terms and limits.
Who May Need Landlord Insurance?
Landlord insurance may be appropriate for people who own:
Single-family rental homes
Townhomes
Condominiums used as rentals
Duplexes or small multi-unit properties
Long-term rental properties
Investment homes
Seasonal rental properties, depending on carrier eligibility
Other residential rental properties
The right policy depends on how the property is occupied and used.
Tell us about your rental property and we’ll help you explore available options.
What Affects the Cost of Landlord Insurance?
Landlord insurance pricing can vary based on factors such as:
Property location
Property age
Construction type
Replacement cost
Number of units
Occupancy
Claims history
Coverage limits
Deductibles
Property condition
Available endorsements
Carrier underwriting requirements
Rental properties can vary significantly, so insurance pricing and eligibility can differ from one property to another.
Landlord Insurance in Arizona
Quick Insurance Agency helps rental property owners throughout Arizona explore landlord insurance options.
We serve property owners in Gilbert, Mesa, Chandler, Queen Creek, Tempe, Scottsdale, San Tan Valley, Apache Junction, and communities throughout Arizona.
Whether you own a rental home locally or an investment property elsewhere in the state, we can help you review available coverage options.
Get an Arizona Landlord Insurance Quote
Landlord Insurance in Idaho
Quick Insurance Agency also helps property owners throughout Idaho explore landlord insurance options.
Available coverage depends on property type, occupancy, location, carrier availability, eligibility, underwriting requirements, and policy terms.
If you own a rental property in Idaho, contact our office to discuss your situation.
Talk to Us About Idaho Landlord Insurance
Landlord Insurance vs. Homeowners Insurance
A standard homeowners policy is generally designed for an owner-occupied home.
A rental property may have different insurance needs because the property is occupied by tenants rather than the owner.
Landlord insurance is designed to address certain risks associated with rental property ownership, while homeowners insurance is designed around a primary residence or other eligible owner-occupied property.
If you’re not sure which type of policy is appropriate for your property, we can help you review the situation.
Why Work With an Independent Landlord Insurance Agent?
Rental property insurance isn’t one-size-fits-all.
Quick Insurance Agency is independent.
We can help property owners explore landlord insurance options from insurance carriers we work with rather than being limited to one company.
We can help you review factors such as:
Dwelling coverage
Liability limits
Deductibles
Loss of rental income options
Property type
Occupancy
Available endorsements
Carrier eligibility
Premiums
Overall coverage and value
Our goal is to help you understand your options and make an informed decision about protecting your rental property.
Landlord, Home & Auto Insurance
Rental property owners often have other personal insurance needs too.
Quick Insurance Agency can also help with:
Renters Insurance
Life Insurance
Other Personal Insurance Options
We can help you look at your overall insurance needs rather than focusing on only one property.
Why Choose Quick Insurance Agency?
Independent Insurance Agency
We can help you explore landlord and other personal insurance options from multiple carriers we work with.
Real People Answer the Phone
Have a question about your rental property, policy, quote, or coverage?
Call our office and talk to a real person.
Personal Service
We take the time to learn about your property and explain available insurance options clearly.
Personal & Commercial Insurance
In addition to landlord insurance, we can help with homeowners, auto, renters, life, commercial auto, general liability, workers’ compensation, and other available insurance.
Serving Arizona & Idaho
Quick Insurance Agency serves customers throughout Arizona and Idaho, subject to applicable licensing, carrier availability, eligibility, underwriting requirements, and policy terms.
Landlord insurance is designed for eligible residential properties that are rented to tenants. Depending on the policy, it may provide coverage for the building, certain landlord-owned property, liability exposures, and loss of rental income after a covered loss.
Landlord insurance requirements depend on your circumstances. A lender, contract, property manager, or other party may require certain coverage even when it is not otherwise legally required.
No. Homeowners insurance is generally designed for owner-occupied homes, while landlord insurance is designed for eligible rental properties occupied by tenants.
Tenant belongings are generally not insured under the landlord’s property coverage. Tenants may need their own renters insurance for personal property and liability coverage, subject to policy terms.
Some landlord policies may provide coverage for certain lost rental income when a covered loss makes the property uninhabitable, subject to policy terms, limits, and exclusions.
Potentially, yes. Available options depend on the number and type of properties, occupancy, locations, carrier eligibility, and underwriting requirements.
Yes. Quick Insurance Agency helps property owners throughout Arizona explore landlord insurance options.
Yes. Quick Insurance Agency serves property owners in Idaho, subject to applicable licensing, carrier availability, eligibility, and underwriting requirements.
As an independent insurance agency, we can help explore available options from multiple insurance carriers we work with.
Absolutely.
Call Quick Insurance Agency and talk to a real person who is here to help.
Ready to Talk About Landlord Insurance?
Whether you own your first rental home, have multiple investment properties, or simply want to review your current coverage, we’re here to help.
Quick Insurance Agency LLC
Independent Insurance Agency Serving Arizona & Idaho
Call: (480) 576-5401
459 N Gilbert Rd STE A285
Gilbert, AZ 85234